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Business Loans

Borrowing From The Credit Union

The recent changes to the regulation of credit unions allows us to lend to corporate members and Central Liverpool Credit Union intends to become a key player in providing microfinance to local voluntary and community sector, small businesses and social enterprises as we believe they are they are essential to the social economy of our neighbourhood and a well-functioning civil society.

Rates of interest for business loans varies between 6.17% to 12.68% APR depending on the following:

  • Unsecured Loans attract a higher rate
  • Secured Loans - Director Guarantee or charge on a personal asset will attract a lower rate
  • Level of risk attached to the loan depending on credit checks
  • Level of capital borrowed - better rate for higher loan

Central Liverpool Credit Union Ltd will be working closely with Dream High and MYST to help new businesses become established.

Dream High’s purpose is simple:

We offer 100% confidential support for your business or business idea and we fit around you and your needs to achieve it. Our core belief is the 'passion' an individual or group of individuals has will drive their business forward. We exist purely to signpost, facilitate requests for information, resource, problem solving. Whatever hurdle you face we can offer a solution.


MYST allows young people to take responsibility for their own future.

‘Mersey Youth Support Trust (MYST) aims to maximise the business and personal potential of young entrepreneurs in Liverpool and help them to achieve financial independence while becoming positive role modes within their peer groups. MYST does this through the provision of business incubation units and services including personalised business advice and support’.

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Central Liverpool Credit Union Tel: 0151 708 5515 Email: Web:
Central Liverpool Credit Union is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority. FSA FRN: 213251